If the accident causing injury occurs within the borders of Minnesota, every person covered by insurance in some fashion that suffers economic loss from injury arising out of the maintenance or use of a motor vehicle or as a result of being struck as a pedestrian by a motorcycle , has a right to basic economic loss benefits, i.e. medical expenses, wage loss, etc.

No distinction is made between residents and non-residents. For all qualifying persons suffering loss from Minnesota automobile accidents, benefits will be payable.

If one is insured under a Minnesota No-Fault automobile insurance policy, the policy provides coverage for accidents occurring outside the State of Minnesota, in the United States, United States possessions or Canada.