The Minnesota No-Fault Act does not apply to an injury unless the injury occurred in connection with the maintenance or use of a motor vehicle. Maintenance or use of a motor vehicle includes acts which are incident to the maintenance or use of such vehicle, including occupying, entering into and alighting from such vehicle. Maintenance or use of a motor vehicle does not include conduct within the course of a business or repairing, servicing or otherwise maintaining motor vehicles unless the conduct occurs off business premises.
Thus, the injury must be a natural and reasonable incident or consequence of the use of the vehicle. The vehicle must be more than the mere situs of the accident in that it must be an active accessory to the injury sustained.
Non-obvious examples of maintenance or use of a motor vehicle include the following: