In order for the Minnesota No-Fault Automobile Insurance Act to apply, a vehicle must be both subject to state registration laws and be self-propelled or a trailer attached to such a vehicle.

The Minnesota No-Fault Automobile Insurance Act specifically excludes motorcycles from the definition of applicable types of vehicles. Injuries suffered by a person while on, mounting or alighting from a motorcycle are specifically excluded from coverage under the Act. You should be aware, however, that no-fault insurance may be purchased as an optional coverage as opposed to a mandatory coverage for motorcycles. Speak to your insurance provider to find out more about this optional service.